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If you frequently park outside near trees, definitely consider adding comprehensive coverage to your car.

If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy. But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell due to that person's bushpruning.buzzted Reading Time: 5 mins.

Apr 02, In all other instances when a tree on your property hits your car, comprehensive insurance covers it. The tree is on a neighbor’s property. If a tree on a neighbor’s property falls and damages your car, they may be responsible. You will still file a claim with your auto insurance company.

However, if it can be proven that the tree fell due to your neighbor’s negligence, their homeowners insurance should cover your bushpruning.buzzg: Concord MA. Sep 27, If a tree falls on my car, does insurance cover it?

Comprehensive car insurance covers falling trees. If you carry basic liability or collision coverage only, your car insurance will not cover a falling tree. You need comprehensive coverage to protect you from non-collision accidents, including falling trees and other weather-related bushpruning.buzzg: Concord MA. Sep 17, Colliding with a tree lying on the road is considered a collision. Collision coverage will need to be listed on your car insurance policy in order for your insurance company to pay for repairs.

2  Your deductible will apply unless you have been racking up a reduced deductible with a vanishing deductible bushpruning.buzzted Reading Time: 4 mins. The tree is on a neighbor’s property. If a tree on a neighbor’s property falls and damages your car, they may be responsible. You will still file a claim with your auto insurance company. However, if it can be proven that the tree fell due to your neighbor’s negligence, their homeowners insurance should cover your claim. Sep 27, If any /10. Mar 16, 5.

Your car insurance may cover damage to your vehicle from a fallen tree. If a tree falls from your property onto your car, it's your car insurance and not your homeowners insurance that will likely help cover the cost of repairs. But, the tree doesn't have to be from your property.

You likely have coverage if a tree falls on your car, no matter from where. What may not be covered?Missing: Concord MA.